Model your BTC dollar-cost averaging strategy. Enter your regular investment amount, purchase frequency, and Bitcoin price range to see total returns, average cost basis, and how DCA compares to lump sum.
| Period | Invested | Avg Entry | Value (Dec 2025) | Total ROI |
|---|---|---|---|---|
| Jan 2018 – Dec 2020 (36mo) | $3,600 | ~$9,200 | ~$12,100 | +236% |
| Jan 2019 – Dec 2021 (36mo) | $3,600 | ~$14,000 | ~$24,400 | +578% |
| Jan 2020 – Dec 2022 (36mo) | $3,600 | ~$28,000 | ~$12,200 | +239% |
| Jan 2022 – Dec 2023 (24mo) | $2,400 | ~$28,500 | ~$8,000 | +233% |
| Jan 2023 – Dec 2024 (24mo) | $2,400 | ~$38,000 | ~$6,000 | +150% |
Approximate returns based on monthly closing prices. BTC assumed ~$95,000 at Dec 2025. Past performance does not guarantee future results.
Read our in-depth Bitcoin DCA strategy guide with backtested results for every start year since 2017.
Bitcoin DCA Strategy Guide →Historically yes. Every BTC DCA cohort starting 2017–2024 was profitable by end of 2025. Bitcoin's extreme volatility makes timing entries very difficult, and DCA turns drawdowns into accumulation opportunities. Investors who DCA'd through the 2018 and 2022 bear markets ended up with large positions at very low average cost.
Only invest what you can afford to lose entirely. Most retail DCA investors use $50–$500/month. The critical factor is sustainability: choose an amount you'd keep investing through a 70% drawdown lasting 1–2 years. If the bear market would cause you to stop, reduce the amount until it won't.
Weekly captures more price points and reduces timing risk vs monthly. For BTC specifically, the difference is modest because the high volatility means even monthly buyers see significant variation. Automate weekly if your exchange supports it and the transaction fees don't eat into returns (avoid high-fee platforms for frequent small buys).
Average cost basis = Total USD Invested ÷ Total BTC Accumulated (before fees). If you spent $12,000 and accumulated 0.20 BTC, your average cost = $12,000 ÷ 0.20 = $60,000/BTC. You're in profit when BTC price exceeds this. Our calculator shows this in real time as you enter your scenario.
Both have produced strong historical returns with DCA. Bitcoin has lower volatility and is more widely held as a store of value. Ethereum has higher upside potential but also higher drawdown risk. Many investors DCA into both. The choice depends on your risk tolerance, not which will perform better — nobody knows that.
pure-flon tools are free forever. Support keeps the lights on.